I don’t really get it. Why would anyone name a bank “Happy State Bank” or any derivative thereof? I just don’t see the name inspiring confidence. But I guess that owning a bank has its’ privileges. One of them is naming the bank anything you want. But, this bank is in Texas. If I think of all the adjectives I night use to describe Texas, the people in Texas, and, in particular the institutions of Texas, happy would not be one of them. So what should they have named it? I don’t know. Bill or George or John – anything but happy.